The total can't exceed Two Thousand Five Hundred Dollars ($2,500.00). And yes, the SOS site is where you search for contractors. I've been warning folks for a while that if you hire someone that isn't licensed and they are doing work exceeding $2,500.00 be careful. If they were to get injured my guess is their insurance company wouldn't pay a claim for someone that wasn't carrying the proper state license to do the work. And if I had to guess I'd say the next in line is the customer's home owner's hazard policy. But of course that's just a guess on my part.